Our loan products
Each product shows full qualifications, required documents, and key facts.
Working Capital Loans
Short-term financing to maintain cash flow and cover everyday operational expenses like payroll, rent, and inventory.
Min. Qualifications
- 4+ Months in Business
- $10,000+ Monthly Gross Sales
- NO Minimum FICO
What's Needed
- Signed Application
- 4 Months Business Bank Statements
Fast Facts
- Same Day Funding
- Up to 10-Year Terms
- Amounts Up To $5 Million
- No Use of Funds Limitations
- No Collateral Required
Business Line of Credit
A flexible revolving credit option — borrow what you need, pay interest only on what you use, and reuse the credit as you repay.
Min. Qualifications
- 6+ Months in Business
- $10,000+ Monthly Gross Sales
- 600+ Minimum FICO
What's Needed
- Signed Application
- 6 Months Business Bank Statements
Fast Facts
- Same Day Funding
- Amounts Up To $5 Million
- Flexible Repayment Terms
- Interest Only Paid on Amount Used
- Used for Cash Flow Management
Term Loans
A lump sum repaid in fixed installments over a set period — ideal for major expenses like equipment or business expansion.
Min. Qualifications
- 2+ Years in Business
- $10,000+ Monthly Gross Sales
- 660+ Minimum FICO
What's Needed
- Signed Application
- 4 Months Business Bank Statements
Fast Facts
- Funding In As Little As 1-3 Days
- Monthly Payments Available
- Traditional APR
- No Prepayment Penalties
SBA Loans
Government-backed loans for starting or expanding a business with competitive rates and long repayment terms.
Min. Qualifications
- 2+ Years in Business
- $120,000+ Annual Gross Sales
- 675+ Minimum FICO
What's Needed
- Signed Application
- 6 Months Business Bank Statements
- SBA Questionnaire
- Business Debt Schedule
- 3 Years Personal/Business Tax Returns
- Prior Year + YTD P&L and Balance Sheet
Fast Facts
- Approved in 24-48 Hours
- Up to 25-Year Terms
- Amounts Up To $5 Million
- Government-Backed Funds
- Refinance Existing Business Debt
Equipment Financing
Finance almost any tangible business asset — from medical equipment and office furniture to production machinery and technology.
Min. Qualifications
- No Minimum Time in Business
- No Minimum Gross Sales
- 580+ Minimum FICO
What's Needed
- Signed Application
- 4 Months Business Bank Statements (if applicable)
- Invoice or Quote for Equipment
Fast Facts
- Funding In As Little As 2 Days
- Low or NO Down Payment
- 1-5-Year Terms
- Amounts Up To $5 Million
- Monthly Payments Available
Accounts Receivable Financing
Sell or finance your outstanding invoices to unlock working capital without waiting on customer payments.
Min. Qualifications
- Aging Report Required
- $500,000 Annual Gross Sales
- NO Minimum FICO
What's Needed
- Signed Application
- 4 Months Business Bank Statements
- Aging A/R & A/P Report
- Active Customer List
Fast Facts
- Funding In As Little As 2 Days
- Up To 10-Year Terms
- Amounts up to $5 Million
- Lower Interest Rates
- Doesn't Require Other Collateral
Not sure which loan is right for you?
Our funding specialists will review your profile and guide you to the best option — at no cost to you.